CIC Group has launched a medical cover dubbed seniors mediplan targeting senior citizens from the age of 60 years. While the joining age is capped at 80 years, the insured will remain on cover for life guaranteeing medical protection to them after retirement.
Speaking during the launch, Managing Director CIC General Insurance Mr. Fred Ruoro said: “As you age, medical care becomes more expensive. Senior citizens without a medical cover end up spending most of their hard-earned life savings to cater for medical expenses which drives people into abject poverty.”
He added: “This innovation by CIC General, a subsidiary of CIC Group, will ensure that senior citizens receive the medical attention they need and their life savings can be channelled to other income generating activities after retirement, leading them to more productive lives.”
The product will be offering in-patient, outpatient, dental, optical, and within East Africa the benefit of ambulance and air evacuation. It will also be offering a last expense cover if the insured person passes on while it is in force. Children who form part of the dependants of the insured are not be eligible and customers are urged to opt for an alternative cover provided under CIC family medisure. The cover also allows one legal spouse as a dependant of the principal member.
To enroll for the cover you will be required to submit medical records. Other documents required include a copy of the national identity card or passport of the principal member and spouse as well as a copy of PIN certificate for the principal member.