Minet Kenya Consulting has signed a deal with the Kenya
Private Schools Association (KPSA) to launch a medical insurance scheme
targeting students in private schools.
Speaking at the launch of the scheme during the association’s Annual
General Meeting in Mombasa, the national chairperson, Mutheu Kasanga said the launch of the scheme was informed by the desire to protect the children who form part of the
indigent members of the society and also give students in private
schools a peace of mind while performing their duties.
“In April 2018, the Ministry of Education in conjunction with NHIF
launched a medical cover for students in public secondary schools in
line with the Big 4 Agenda’s health pillar. The partnership we’ve
signed today with Minet and NHIF will offer students in private
schools access to medical cover that is similar to the one enjoyed by their counterparts
in the public school,” Ms. Kasanga said.
NHIF will provide comprehensive medical
cover to all registered children under the scheme, which will be
administered by Minet, a market leader in the management of large and
complex medical schemes. Speaking at the launch, Minet Kenya Chief Executive Officer Sammy Muthui
said the firm’s business philosophy is based on its intimate
understanding of all healthcare financing models- from private health
insurance, to social health insurance, to self insurance and capitation.
“We will employ our experience and successes in fraud management,
pricing and cost controls, mass market medical insurance solutions, risk
management, and our experience and success in management of large and
complex medical schemes to ensure this one succeeds,” Mr. Muthui said.
He added that Minet firmly believes in universal healthcare
(UHC), adding that this can only be achieved under a collaborative
public private partnership (PPP) structure with NHIF.
The scheme will cover management of medical emergencies that could arise
in and out of school including trauma, asthma attacks, hypertensive
crises, diabetic crises, severe allergic reactions and severe food
poisoning. In addition, it will cover management of routine medical
conditions that are not life threatening but need
Moreover, it will cover management of chronic ailments including depression,
anxiety, and other mood and emotional disorders that affect their day to
day functions . Central to this
treatment will be the possibility of evacuation and transfer both
locally and internationally should the need arise. The scheme also offers group accident cover to each child in private schools on loss of life
whether through accidental or natural causes up to a limit of Kshs.250,
000; accidental total and permanent disability cover of up to Kshs.100,
000; medical expenses as a result of an accident up to Kshs.20, 000;
artificial appliances up to Kshs. 20, 000, accidental dental treatment
up to Kshs.20, 000 among other benefits.