For Margaret Wairimu Thuo, a teacher by profession (who is also an ambitious entrepreneur), joining Mentor Sacco back in 2012 marked the beginning of a transformation, both financial and personal. Over a decade later, the benefits of her decision are visible in the form of thriving businesses, improved living standards, and children whose education has been fully supported by the tier one Sacco.
As a member of the Teachers Service Commission (TSC), Wairimu started saving with Mentor Sacco shortly after she was posted to Kangema. What started with a monthly deposit quickly turned into a financial partnership that has helped her to achieve audacious goals.
Today, thanks to affordable and accessible loans, Wairimu has built a house, funded her children’s education, and set up multiple income-generating ventures. “I have a salon at home and two shops that I built through loans from Mentor Sacco. These businesses are now generating for me steady income and have really improved my standard of living,” she shares.
The power of informed membership
Wairimu is also a faithful participant in the Sacco’s members’ information and education days (MIDs), which she observes have contributed immensely to her financial success. She credits these forums for instilling a culture of disciplined saving and smart investment in her.
This year’s MID particularly stood out. For the first time, members received their travelling expenses reimbursements directly through their accounts, no queues, no delays. For Wairimu, this level of efficiency and member consideration is what makes Mentor Sacco to stand out.
As she plans ahead, the career teacher envisions even greater achievements. In the next five to ten years, she hopes to invest in real estate, further cementing her financial independence and creating wealth for future generations.
A message to the unconverted
To those who haven’t yet joined Mentor Sacco, Wairimu doesn’t mince her words. “ Mentor Sacco members earn dividends every year, and the loans are structured in such a way that one doesn’t strain financially.”
Clearly, Wairimu has embraced the Sacco model – saving consistently, borrowing responsibly, and growing collectively. Her story is proof that with the right financial institution, even the humblest beginnings can lead to lasting impact.
