At a time when many young people are navigating uncertain financial terrain, Joy Wanjiru has found clarity and purpose through her membership in Mentor Sacco. Since joining the tier one Sacco, Wanjiru says her outlook on money, savings, and personal growth has transformed completely.
“Since I joined Mentor Sacco, my financial literacy has been enhanced – I’m now able to save and invest wisely,” she shares.
A path to ownership
Through her membership, Wanjiru has taken up investment opportunities in Mazao product, share capital, and ordinary shares, laying a strong foundation for a secure financial future. She highlights how accessible and affordable Mentor Sacco loan products are , particularly their reducing balance model, which makes it easier for members to service them.
For Wanjiru, this means that dreams like buying a piece of land or launching a project no longer feel far-fetched. With the right planning and financial tools, she believes they’re well within reach.
Empowering the youth
As a young member of the tier one Sacco, Wanjiru is passionate about encouraging her peers to embrace the savings culture and look beyond instant gratification. She believes that Saccos offer a safer, smarter alternative to the high-interest loans and short-term financial choices many young people fall into.
“Everyone may not want a loan now, but loans can help you grow. Saccos give you an opportunity to borrow, invest, and repay flexibly, and that is something the youth should take advantage of,” she advises.
Looking ahead
Wanjiru envisions a bright future, one where she’s not only financially stable but also owns assets and continues to invest wisely. Within five years of consistent saving and smart borrowing , she sees herself purchasing land and expanding her financial portfolio.
Her message to other young Kenyans is simple: “ join a solid Sacco like Mentor, invest early, and secure your future.”
